Three Items That Make Us Different

1. The Family Stress Index Test


2. Advance & Protect

The number and diversity of investment choices available today are simply staggering. The days of simply buying and holding a portfolio of stocks, bonds, or mutual funds are long gone. Now, you must choose from dozens of asset classes with broad diversification that may help protect your portfolio against today’s extreme market volatility.

The Coordinated Wealth Managed Accounts are discretionary asset management accounts that allow us to pro-actively manage your investments. Here is a look inside our investment strategy.

3-Step Investment Management Process

  • Step 1: Create portfolios based on asset and sector classes believed to be in a long-term uptrend. Identify and capitalize.
  • Step 2: Monitor and evaluate non-proprietary investment vehicles for utilization in your portfolios.
  • Step 3: Utilize multiple quantitative analysis tools to optimize our buy/sell decision-making process.

Asset Classes and Sectors
Using our managed accounts, you’ll gain access to a broadly diversified list of asset classes and investment sectors. Since our worldwide economy is dynamic, this list of investment options changes on a regular basis. We are continuously monitoring the investment landscape to try to identify tomorrow’s winners today. Here are just a few examples of asset classes and investment sectors that are part of our investing universe.

  • Preferred stocks
  • Large capitalization stocks
  • Emerging market securities
  • Market neutral strategies
  • Convertible bonds
  • Treasury Inflation-Protected Securities
  • Municipal bonds
  • High-yield bonds
  • Corporate bonds
  • Government securities
  • Precious metals
  • Managed futures
  • Master limited partnerships
  • Energy
  • Agriculture
  • Real Estate

Risk Management
The recent turmoil in the worldwide financial markets has reiterated the need for diligent risk management. Our managed accounts allow us to more effectively monitor the risk level in the market. When we believe the risk is too high, we have the capability to take action to try to mitigate that exposure on your behalf.

As investment analyst Louise Yamada said, “There are two kinds of losses. A loss of capital and a loss of opportunity; but there will always be another opportunity if you protect capital.” We are very conscious of trying to protect your money during times of anticipated negative volatility. That way we will have capital to invest when new opportunities arise.

We are excited about the opportunity to serve you. We believe this partnership will help enhance your investment results while offering the personalized service you should expect.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk. No strategy can assure a profit or protect against loss.

3. Wealth Management System

If you can’t imagine driving to an unknown destination without a roadmap, then why drive towards your retirement without a comprehensive wealth plan? Our Wealth Plan Team will guide you from where you are to where you want to be. We utilize a comprehensive program that tracks your finances all the way to and through retirement.

Our wealth plan doesn’t just track your finances; it also tracks your life. You can even digitally store your important papers and legal documents in a safe, secure, electronic vault. Everything you need is just a mouse-click away. View the brief video below and get started on the pathway to the retirement you’ve always wanted.


What We Offer

We look at the whole picture, and then we do the planning. Your individually-tailored plan will point to the solution.

We solve problems first. Our eyes are trained to solve problems, not just sell products.

We are independent; we can pick and choose a portfolio that works best for you. We don’t just use cookie-cutter models; we choose and fine-tune a unique plan specifically for you.

We consider the tax implications in making, or changing, your portfolio.

We are flexible. If the plan isn’t working, we research other options that will work better.

We are pro-active. We encourage Review Meetings where we sit down together to see if your plan is still on track. Necessary adjustments are addressed now, before it’s too late.

We are a small, family firm, based on integrity and old-fashioned values. We provide friendly, personalized, and individualized attention. We are available for you.